HOMEOWNER / HOMEBUYER ASSISTANCE:

Homebuyer

Referral, Education & Support Services: to help a buyer become and remain an owner of any home available in the local market. See Support Services listed for details. Financial assistance is available for qualifying buyers. 

Homeowner

OHP administers Oceana County’s rehab and repair program to help homeowners correct structural, health, safety, accessibility and / or energy problems.  Exterior improvements may be possible when completed in conjunction with these activities. A detailed program brochure is  available on request or. click here for details.

Moderate Rehab: a rehab project with total costs of over $10,000.  Deferred zero interest loan of $3,000 to $10,000 are available to qualifying owners. Owner must contribute or finance  at least 1/3 of total project costs from another source.  Assistance is available to obtain other financing.

Minor Rehab: Costs do not exceed $10,000. Deferred zero interest loan of $1,000 to $5,000 available to qualifying owner. Owner must contribute or finance  at least 1/4 of total project costs from another source. 

Emergency Repair: Unanticipated or  emergency costs which do not exceed $2,500. Grants of $1,000  to $2,500 available to qualifying owners.

RENTER ASSISTANCE:

Rapid Re-Housing 

Housing Placement Assistance:  Crisis  Intervention & Short Term Case Management (up to 30 days) to help displaced tenants find rental housing. Limited financial assistance may be available to qualifying tenants.  

Shelter to Stability: Intermediate Term Case Management & Financial Assistance (up to 90 days) to help tenants experiencing recurring or prolonged displacement find and retain  rental housing. 

Homeless Housing Partnership Program: Long Term Case Management & Financial Assistance to help displaced tenants with a disabled family member find and retain rental housing.

Supportive Housing Program: Long Term Case Management & Financial Assistance to help displaced individuals with a diagnosed mental illness find and retain rental housing. Referrals only through West Michigan Community Mental Health.

For more details about how to get started in Rapid Re-Housing CLICK HERE

Homeless Prevention

Emergency Housing Assistance: Short Term Case Management & Financial Assistance (up to 30 days) to help tenants with a good payment and income history but experiencing immediate payment difficulties brought on by some other crisis remain in their current home or apartment.

For Emergency Housing:  If you are homeless or at risk of homelessness OHP may be able to help you retain your current housing or help you to quickly relocate. 

For more details about how to get help with Homeless Prevention CLICK HERE

SUPPORT SERVICES: 

Individual Consultation: an individual session or sessions scheduled as needed to support any of the services listed below and a personal housing plan created. Click Here For More Info

Homebuyer Education Classes: a regularly scheduled group session to help consumers choosing to buy a home better understand the details of the purchase process. Topics include income and credit requirements, closing costs, working with a realtor, choosing a mortgage product, working with a lender and planning for after sale requirements. Click Here For Schedules

Financial Management Workshop: a regularly scheduled group series to help owners, buyers and renters build a workable budget (including a bill payment, credit repair and savings plan) and a credit history that meets lender or landlord requirements. Click Here For Schedules

Home Inspection: to help protect new homebuyers from unexpected repairs, our staff will inspect a property and provide a detailed report listing any current or potential problems and explain any repairs needed. Contact Us for Information

Default, Foreclosure, Eviction or Utility Shutoff Prevention: a  combination of the Financial Management Workshop and Individual Consultation services described above designed to help owners and renters prevent and / or resolve mortgage, rent, property tax or utility payment  difficulties. Click Here For Schedules

Basic Home Maintenance & Repair Workship : a scheduled group series intended to help owners and renters build the skills needed to take on "do it yourself" repairs and routine maintenance tasks and to understand when it's best to call the landlord or a professional.

Neighbor & Landlord Relations Workshop: a scheduled group series intended to help renters understand the rights and responsibilities of tenants and landlords, and to help both owners and renters build and maintain good relationships with neighbors.

To start the application process CLICK HERE