Home Buyer Education

Congratulations on taking the first step towards becoming a homeowner!  While taking this big step is a wonderful milestone, it can also be quite overwhelming.  OHP’s goal is to empower you with the information you need to make informed decisions during the home-buying process. 

Once a month we offer a scheduled Homebuyer Education Workshop to help consumers who would like to buy a home better understand the details of the purchase process.  Please find the current workshop schedule here.  Topics include:  income and credit requirements, closing costs, working with a Realtor, choosing a mortgage product, working with a lender, and planning for after sale requirements.   Once the six hour session has been completed, a Certificate of Completion will be provided to the consumer.  Consumers who have completed our Homebuyer Education Workshop may also pursue Pre-Purchase Individual Counseling services with one of our certified counselors.  During Pre-Purchase counseling, we will take a closer look at household credit and debt, examine the household budget, and develop an action plan to assist consumers towards their goal of owning their dream home.  Consumers may also be able to participate in a comprehensive Financial Capability course that seeks to build more savvy money management skills.      

If you would like to pursue this program further please complete the OHP Application for Assistance, theMSHDA Profile, (to be signed by all adult members of the household) and the Release of Information (to be signed by all adult members in the household).  The application packet may be submitted via fax, mail, or can be dropped off in person at our office.   

If you have questions about this program, eligibility or the application process, please find our contact information here.  

 


204 Washington St, Hart, MI 49420
Phone: (231) 873-2222 | Contact Us
Hours: Monday through Friday
9 a.m. - 4:30 p.m.
Copyright 2017 by Oceana's Home Partnership
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